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Perth and Kinross
Conservatives

Local community councils back call from Scottish Conservatives to have banking hub in Highland Perthshire

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Tuesday, 9 September, 2025
  • Local News
Councillor John Duff outside the Bank of Scotland branch in Pitlochry

Local community councils support the call from Scottish Conservative politicians to have a banking hub for Highland Perthshire, stating that there should be a reassessment done on the suitability of one for the area.

Councillor John Duff and Murdo Fraser MSP have written to John Howells, Chief Executive Officer of Link Scheme Holdings Ltd, to ask the group to consider their views on the matter, along with the views of local Community Councils representing Aberfeldy; Blair Atholl and Struan; Dull and Weem; Glenlyon and Lochtayside; Kenmore and District; Killiecrankie, Fincastle and Tummelbridge; Mid Atholl, Grandtully and Strathtay and Pitlochry and Moulin.

In the letter, Councillor Duff said: “The last bank in Highland Perthshire, the Bank of Scotland branch in Pitlochry, will close its doors on October 30. Requests have been made for a banking hub for this area but so far, these have been turned down by the Link Scheme, citing insufficient population and business requiring access to cash.

“It is apparent that the system employed by Link’s Cash Access Assessment fails to take into consideration the realities and practicalities of rural living in Highland Perthshire. Pitlochry is the main town for the area, and it serves a large number of communities in the Tummel and Tay Valleys with a total population of nearly 10,000. In addition, the population throughout Highland Perthshire is greatly enlarged in the summer months by the tourist population – probably in the region of a further 4,000 to 6,000."

“It seems that the Cash Access Assessment only takes into account that proportion of the population and businesses within a relatively short distance of the town centre, and ignores the reality that people travel from further afield to access services.”

And Mr Fraser added: “When the last bank branch closes, the nearest branch will be either Blairgowrie or Perth. Blairgowrie is 23 miles away from Pitlochry and 29 miles from Aberfeldy. The distance to Perth is 27 miles and 32 miles respectively.

“Furthermore, the Cash Access Assessment calculate the distance to the nearest bank branch ‘as the crow flies’ which is meaningless if there is a 3,000-foot mountain in between!

“The decision to refuse a banking hub for Highland Perthshire will impact those who can least afford the additional costs, time and effort to access banking services via Perth – the elderly, the disabled, the poor, families with young children and the sick.

“This is why we have asked Link to reassess the suitability for a banking hub in Highland Perthshire.”

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Murdo Fraser MSP

Murdo Fraser

Murdo Fraser was born in Inverness and studied law at Aberdeen University before practicing as a solicitor in Edinburgh. In the 1999 Scottish Parliament Election, Murdo stood as the Conservative candidate for North Tayside, and fought the constituency again at the 2001 General Election. He became a Member of the Scottish Parliament in August 2001 following the resignation of the previous List Member for Mid-Scotland and Fife, and was re-elected in 2003, 2007, 2011, 2016 and 2021. Murdo was Deputy Leader of the Scottish Conservatives from November 2005 to November 2011 and has served as spokesman on Education, Health, Economy and Finance. Murdo was delighted to be re-elected in 2021 and is now Shadow Cabinet Secretary for Business, Economic Growth and Tourism. 
Cllr John Duff

Cllr John Duff

John was elected as the Councillor for the Highland Ward of Perth and Kinross Council in a by-election on 20 April 2018 and is currently Deputy Group Leader for the Conservative Administration. A former Police Superintendent, John was born and brought up in Aberfeldy, went to school at Breadalbane Academy, studied at the University of Glasgow and joined Strathclyde Police in 1981. He retired from the police after 30 years’ service and returned to Aberfeldy.
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